Fast & Easy Real Estate Loans in San Antonio

As one of the fastest-growing cities in Texas, San Antonio offers many opportunities for real estate buyers, sellers, investors, and developers. At Malve Capital, we provide innovative lending solutions that foster real estate growth and development in San Antonio. 

Whether acquiring new properties, refinancing, or starting from the ground up, our loan programs are designed to meet your needs. Talk to one of our lending experts today!

Why San Antonio?

San Antonio’s real estate market boasts affordability, stability, and increasing inventory. With a median home price of $320,000, it is one of Texas's most affordable major cities, making it attractive to buyers looking for value. 

Additionally, a balanced market with over five months of inventory means buyers and sellers can negotiate favorable terms without excessive competition driving up prices–a perfect environment for investors to capitalize on the city’s consistent growth and development​.

Malve Capital Loan Programs

Malve Capital offers a suite of lending options tailored to the dynamic needs of San Antonio’s real estate market. 

Asset-Based Loans

Asset-based loans offer a straightforward solution for borrowers with substantial real estate assets but less-than-perfect credit scores. These loans use your property as collateral, allowing for higher loan amounts than traditional financing options. Key features include:

• Collateral–Real estate assets act as the security.
• Borrowing power–Higher loan amounts based on asset value.
• Flexibility–Ideal for those with less-than-perfect credit but significant assets.

Asset-based loans are well-suited for real estate developers and investors who may not qualify for conventional loans.

Construction Loans

San Antonio’s rapidly expanding real estate market provides fertile ground for new construction projects. Whether you're developing residential, commercial, or mixed-use properties, Malve Capital’s construction loans are designed to fund your project in stages as it progresses:

• Draw system–Funds are released in stages based on construction milestones.
• Interest payments–Pay interest only during the construction period.
• Refinancing options–Convert to long-term financing upon project completion.

We offer interest-only payments during the construction phase, and once the project is complete, you can often refinance into a long-term loan.

Bridge Loans

The fast-moving San Antonio market often demands quick action. Bridge loans are ideal when you need short-term capital to bridge the gap between real estate transactions.  Benefits include:

• Fast funding–Quick access to capital to close deals.
• Short-term solution–Loan terms typically range from 3 months to 1 year.
• Versatility–Bridge loans can be used to secure property or cover interim expenses.

Whether you're waiting on sale proceeds or need to secure a property quickly, our bridge loans offer fast approval and flexible terms.

Fix and Flip Loans

San Antonio’s older neighborhoods offer abundant opportunities for property investors looking to renovate and resell homes. Our fix and flip loans provide the following:

• Fast approval–Secure funds quickly to purchase and renovate.
• Comprehensive funding–Loans cover both the property acquisition and renovation costs.
• Flexibility–Tailored to the needs of property entrepreneurs.

With flexible loan amounts covering both the purchase price and renovation costs, you can act swiftly in the competitive marketplace.

Ground-Up Loans

If you want to start a new construction project from scratch, ground-up loans are designed for you. These loans cover all project stages, from land acquisition to the final build. 

• Complete coverage from land purchase to construction costs.
• Milestone-based funding ensures financial discipline and project oversight.
• Custom terms are adjusted based on the specifics of your project.

Funds are disbursed as the project meets specific milestones, ensuring you stay within budget and timeline.

Refinance Loans

Refinancing can help you restructure debt, reduce monthly payments, or free up equity in your property for other investments. 

• Debt restructuring–Lower your monthly payments or extend your loan term.
• Equity access–Extract equity for other investments or personal use.
• Flexible terms–Tailored to your financial goals and needs.

Hard Money Loans

Hard money loans are geared toward investors looking for quick funding without the extensive paperwork required by traditional banks. These loans are:

• Speed: Fast loan approvals, often within days.
• Loan Criteria: Based primarily on property value and potential rather than borrower creditworthiness.
• Use Cases: Ideal for fix-and-flip projects, auctions, and distressed property purchases.

Hard money loans offer a swift and flexible funding source for urgent real estate investment opportunities.

Acquisition Loans

Acquisition loans facilitate the purchasing of property, focusing on:

• Purpose: Specifically tailored to fund the purchase of properties.
• Loan Structure: Designed to align with your investment strategy, whether for flipping or holding.
• Advantages: Competitive rates and terms that accommodate quick acquisitions.

These loans streamline the process of acquiring real estate, ensuring investors can move swiftly to secure valuable properties.

Development Loans

Development loans provide funding for large-scale property developments, including land acquisition and construction of new buildings:

• Scope: Suitable for complete development projects from the ground up.
• Disbursement: Funds are distributed in accordance with project phases and milestones.
• Potential: Tailored for developers with a clear plan and timeline for their real estate ventures.

These loans are crucial for developers looking to capitalize on market trends and build comprehensive real estate projects.

Why Choose Malve Capital?

Malve Capital is a leading funder in the San Antonio real estate market. Our loan programs are partnerships built on mutual success. When you partner with us, you can expect:

• Speed–Fast approvals, often within days.
• Flexibility–Loan products designed to fit a range of financial needs.
• Experience–Deep understanding of the local market and its unique challenges.

Our fast approval process, flexible loan options, and competitive rates make it easier for you to seize opportunities in this vibrant market.

Ready to Grow in San Antonio?

Whether you’re a buyer, seller, investor, or developer, Malve Capital has the financial solutions to help you succeed in the San Antonio real estate market. Our loan programs offer the flexibility and speed you need to navigate this competitive environment. Contact us today to learn more about how we can support your next real estate venture.