Fix & Flip

  • Property TypesResidential, Multifamily, and Commercial
  • Loan PurposeAcquisition, Refinance
  • Term3 to 24 months
  • Acquisition LoanUp to 85%
  • Construction LoanUp to 100%
  • Starting Rate9%
  • Prepayment PenaltyNo
  • Minimum FICONone

Bridge

  • Property TypesResidential, Multifamily, and Commercial
  • Loan PurposeAcquisition, Refinance
  • Term3 to 24 months
  • Acquisition LoanUp to 85%
  • Construction LoanUp to 100%
  • Starting Rate8%
  • Prepayment PenaltyNo
  • Minimum FICONone

Ground Up

  • Property TypesResidential and Multifamily
  • Loan PurposeAcquisition, Refinance
  • Term3 to 24 months
  • Acquisition LoanUp to 75%
  • Construction LoanUp to 100%
  • Starting Rate10%
  • Prepayment PenaltyNo
  • Minimum FICONone

Debt Service Coverage Ratio (DSCR)

  • Long Term Refinance (15 yr/30 yr)Refinance your hard money loan or stabilized property with us and enjoy competitive rates, flexible terms, and a streamlined process.
  • Long Term Purchase (15 yr/30 yr)Expand your real estate rental portfolio. No income verification required - allowing you to qualify based on the property's projected rental income.
  • *Flexible FICO requirements. While we don't have a strict minimum, borrowers with a score of 550+ for short-term loans and 660+ for long term DSCR loans are typically positioned for the most competitive LTV options.