Real estate developers face numerous challenges with obtaining funding for their projects. Traditional lenders often have stringent criteria and lengthy approval processes that can cause delays, hinder projects, and result in lost opportunities.
At Malve Capital LLC, we understand these challenges. We offer bridge loans as a fast and efficient alternative to get real estate projects off the ground swiftly. When you partner with us, you can keep your project moving in the right direction. We offer competitive rates and flexible terms tailored to your needs and objectives. Call us today for all your funding needs.
What Is a Bridge Loan?
A bridge loan, also known as interim financing, is a short-term loan designed to “bridge” the gap between the immediate need for funding and the long-term financing solution. It acts as a financial lifeline, enabling developers to seize time-sensitive opportunities or overcome financial constraints that may arise during a construction project. These loans offer a practical solution for developers who need immediate access to funds to capitalize on opportunities without waiting for traditional financing channels.
How Does a Bridge Lending Work?
Unlike traditional loans that may take months to process, bridge loans are characterized by their rapid approval and funding times. The application process is streamlined and efficient, allowing developers to access funds quickly. Typically, the loan is secured by the property being developed, reducing the lender’s risk while providing the developer with the necessary capital. As the project progresses, the developer can repay the bridge loan in full or transition to a more conventional, long-term financing option.
Types of Property that Qualify for Bridge Loans
Bridge loans are a versatile funding option, suitable for various types of properties. At Malve Capital, we offer bridge loans for the following property types:
- Commercial property – Whether it’s an office building, retail space, or an industrial facility, these loans can help developers finance the acquisition, renovation, or development of commercial properties quickly.
- Residential property – From single-family homes to multi-unit residential complexes, bridge loans can assist developers in covering the costs associated with development projects.
- Mixed-use property – Projects that involve a combination of commercial and residential elements can also benefit from loans, including developments with retail spaces, offices, and residential units.
How Bridge Loans Help Real Estate Developers
Bridge loans offer several key advantages that make them a preferred choice for real estate developers:
- Quick funding – Bridge loans offer a rapid financing solution, allowing developers to capitalize on time-sensitive opportunities without missing out on profitable deals.
- Flexibility – Traditional lenders often have rigid lending criteria, but bridge loans are more flexible, taking into account the potential of the property being developed rather than just the borrower’s financial history.
- Seamless project progression – By providing immediate access to funding, bridge loans ensure that construction projects can proceed smoothly, avoiding costly delays that could arise from waiting for traditional loan approvals.
- Property acquisition – Developers can utilize bridge loans to secure property acquisitions quickly, giving them a competitive edge in the real estate market.
Bridge Loan Terms
| Property Types | Residential, Multifamily, and Commercial |
| Loan Purpose | Acquisition, Refinance |
| Term | 3 to 24 months |
| Acquisition Loan | Up to 85% |
| Construction Loan | Up to 100% |
| Starting Rate | 9% |
| Prepayment Penalty | No |
| Minimum FICO | None |
Why Choose Malve Capital?
At Malve Capital LLC, we pride ourselves on being a reliable and efficient source of bridge loans for real estate developers. Our streamlined application process and quick funding times set us apart from traditional lenders. Our team of experts works closely with developers to understand their unique needs, ensuring tailored financing solutions that align with their project requirements. With Malve Capital, developers gain a valuable partner, supporting them at every step of their real estate journey.
Call About a Bridge Loan For Your Real Estate Project Today!
Whether it’s a commercial, residential, or mixed-use property, bridge lending facilitates seamless project progression, allowing developers to capitalize on time-sensitive opportunities and propel their ventures toward success. With our reliable and efficient financing solutions, developers can embark on their construction projects with confidence, knowing that Malve Capital has their back. Call us today for an appointment.