Why Asset Managers and Individual Investors Are Turning to Private Lending
In an investment environment marked by interest rate volatility, inflationary pressures, and shrinking margins, asset managers are under more pressure than ever to find stable, high-yield opportunities. Traditionally reliant on equities, bonds, and institutional vehicles, more asset managers and individual investors are expanding their reach into private real estate lending—not just for...
How Asset Managers Use Private Lending to De-Risk Portfolios
When markets get choppy, great asset managers don’t just ride the wave—they rebalance the board. In an era defined by interest rate volatility, banking pullback, and erratic deal timelines, institutional and independent asset managers alike are turning to private lending as a tool not just for funding, but for de-risking.
4 Reasons Why Real Estate Investors Use Bridge Loans
In real estate, timing is everything. Whether you're scooping up an underpriced property at auction, racing to close before a competitor, or bridging the gap between purchase and permanent financing-delays kill deals.
That’s where bridge loans come in.
Bridge loans are short-term, asset-based loans designed to keep your deal alive while you transition from...
From First Flip to Full-Time: Scaling Your Business With Private Capital
Most real estate investors remember their first flip vividly—the nerves at the closing table, the scramble to manage a contractor, the thrill of watching a dated property transform under their budget and timeline. But for some, that first successful deal isn’t just a win—it’s a turning point.
The real...
5 Funding Mistakes First-Time Real Estate Investors Make (and How to Avoid Them)
Breaking into real estate investing is exciting—but it’s also loaded with landmines. For first-time investors, funding the deal is often where things fall apart. Whether it’s overestimating what banks will offer, underestimating timelines, or choosing the wrong partner, a bad funding move can destroy your margins - or the deal altogether.
Fix and Flip in a Hot Market: How to Stay Competitive With Fast Cash Offers
If you’ve tried to land a fix-and-flip deal in the last year, you know the drill: by the time you finish your walk-through, four offers are already in—and one of them is cash. It’s no secret that competition is fierce in today’s real estate market. Demand is outpacing supply in dozens of...
Syndication vs. Joint Venture: Choosing the Right Structure for Growth
As a real estate investor, there comes a moment when you realize you can’t do it all alone. The single-family flips were a great starting point—but now, you're eyeing bigger opportunities: multi-unit renovations, ground-up construction, or acquiring mid-size rental portfolios. That’s when you face the question: should I structure this as a...
Why Smart Developers Are Partnering With Private Lenders in 2025
In a year where capital is tight and competition is fierce, smart real estate developers are rethinking how they fund deals. With traditional banks tightening credit requirements and taking weeks to approve loans, private lenders are becoming the go-to capital partners for developers who value speed, certainty, and flexibility.
The 5 Fastest-Growing States for Real Estate Investors in 2025 (And How to Fund Deals There)
In real estate investing, timing and geography are everything. And in 2025, investors across the country are tracking five states that are exploding in both population and opportunity. Whether it’s surging rental demand, booming job markets, or investor-friendly policies, these markets are becoming magnets for deal-makers—if you can fund fast enough to...
Private Lending in a Tight Credit Market: Why It’s Booming
In a world where access to capital defines your pace and potential, the rules of the game are changing fast. Over the last 18 months, banks have pulled back—tightening credit requirements, slashing approvals, and increasing the scrutiny on every single borrower.
But one sector hasn’t flinched: private lending. In...
How to Build a Reliable Financing Stack in Unpredictable Markets
In 2025, one thing is certain: the market is uncertain. Interest rates remain volatile, traditional banks are tightening credit, and deal timelines are compressed. For real estate investors, that means a static capital strategy is a liability. The investors who will thrive in this cycle are those who know how to stack...
Fix and Flip vs. Buy and Hold: Which Strategy Wins in Today’s Market?
If you’re exploring real estate investing in 2025, you’ve likely asked yourself: “Should I flip this house or rent it out long term?” It’s one of the most critical decisions an investor can make—and it comes down to your goals, risk tolerance, and how quickly you need capital to work for you.
Why Summer Is the Smartest Time to Refinance Your Rental Property with Malve Capital
For real estate investors focused on long-term wealth building, timing your refinance matters just as much as finding the right lender. Summer offers unique advantages for refinancing rental properties—especially if you're looking to pull cash out to fund your next deal, lock in a long-term fixed rate, or lower monthly payments to...
How Do You Calculate Profitability Using the BRRRR Method?
The BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—is one of the most powerful strategies for real estate investors looking to build wealth. By recycling capital, investors can scale their rental portfolio faster without constantly tying up cash. While the BRRRR method can be highly profitable, success depends on accurate calculations at every stage.
The Benefits of Using a DSCR Loan for Real Estate Investing
Financing real estate investments doesn’t have to be complicated. If you’re a real estate investor, you’ve probably encountered roadblocks when applying for traditional loans—whether it’s strict income requirements, slow approvals, or limits on how many properties you can finance. That’s where Debt Service Coverage Ratio (DSCR) loans come in.
What Credit Score Do You Need to Apply for a Loan with Malve Capital?
One of the biggest challenges many real estate investors and developers face is qualifying for financing through traditional lenders. Banks and other financial institutions rely heavily on credit scores to determine eligibility, leaving those with less-than-perfect credit struggling to secure the funding they need.
If you’re worried that your...
Strategies for Real Estate Investors When Inventory is Scarce
Investing in the real estate market with limited inventory can feel like a constant uphill battle. Quality properties are harder to find, competition is fierce, and opportunities seem to disappear as quickly as they arise. For investors, this environment demands a creative, proactive approach. The good news? Scarce inventory doesn’t mean no...
How Do I Apply for a Hard Money Loan?
Hard money loans are well-suited for investors seeking quick, flexible financing solutions. Unlike traditional bank loans, hard money loans are asset-based and provided by private lenders. They focus primarily on the property's value rather than the borrower's creditworthiness. Here’s how to apply for a hard money loan with Malve Capital, the...
The BRRRR Method of Real Estate
For real estate investors, maximizing returns while building a sustainable portfolio is key to long-term success. One strategy gaining traction in recent years is the BRRRR method. BRRRR stands for Buy, Rehab, Rent, Refinance, and Repeat, and it’s a systematic approach to building wealth through real estate.
Whether new...
What Are Residential Development Loans?
Residential development loans are designed to finance housing projects, including single-family homes, townhouses, and apartment complexes. Residential development loans can help turn blueprints into thriving communities by providing capital to acquire land, plan infrastructure, and construct housing units.
How Do Residential Development Loans Work?